Equifax empowers businesses and consumers with information they can trust. A global leader in information solutions, we leverage one of the largest sources of consumer and commercial data, along with advanced analytics and proprietary technology, to create customized insights that enrich both the performance of businesses and the lives of consumers.

Customers have trusted Equifax for over 100 years to deliver innovative solutions with the highest integrity and reliability. Businesses — large and small — rely on us for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools, and much more. We empower individual consumers to manage their personal credit information, protect their identity, and maximize their financial well-being. 

Help look after your family with credit monitoring and ID theft protection features.
Uncover potential fraud with 3-bureau credit monitoring and alerts
Feel more confident knowing that the dark web is being monitored for your Social Security Number
Take control with a one-stop credit monitoring and identity theft protection solution from Equifax.
Know where you stand with access to your 3-bureau credit scores and report
Help monitor your credit and Social Security number
Know where you stand with Equifax credit report monitoring and access to your FICO® score.
Access your FICO® score and Equifax credit report twice a year
Help better protect your identity with credit monitoring and alerts
Get the basics you need to stay on top of your credit; including 1-bureau credit score access, Equifax credit report lock, and alerts.
Don’t let identity theft catch you off guard. Get better prepared to monitor your credit and help better protect your identity with Equifax Complete™.
Receive alerts of key changes to your Equifax credit report
Should you become a victim of identity theft, our dedicated ID Restoration Specialists will work on your behalf to help you recover
Easily lock and monitor your Equifax credit report with alerts.
Know when key changes occur to your credit score and Equifax credit report with alerts
Get the basics with your monthly credit score and report.
Keep track of your financial progress with monthly VantageScore credit scores
Identity theft
Learn what you can do to help better protect your information, and what you should be looking for when it comes to identity theft.
Credit scores
Get my free Equifax credit report
Place a security freeze
Dispute information on your Equifax credit report
Request a fraud or active duty alert
Place an alert on your credit reports to warn lenders that you may be a victim of fraud or on active military duty.
Sign up for active duty credit monitoring
Other ways to get additional free credit reports
You may be entitled to additional free credit reports in certain circumstances, such as after placing a fraud alert, becoming unemployed or receiving public assistance, or being denied credit or insurance in the past 60 days.
Our best value for families. Help better protect your loved ones with Equifax Complete™ Family Plan and get:
All the features of Premier for you and a second adult
 
After you enroll, simply provide basic contact info for a second adult from your online dashboard and we’ll send them an invite to get started.
Your Credit. Your Identity.
Equifax Complete™ Premier
The credit scores provided are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
SEE BELOW FOR IMPORTANT PRODUCT INFORMATION
Equifax Complete™ Family Plan
The credit scores provided are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
SEE BELOW FOR IMPORTANT PRODUCT INFORMATION
Equifax Complete™
The credit score provided is a VantageScore® 3.0 credit score based on Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
SEE BELOW FOR IMPORTANT PRODUCT INFORMATION
What You Need To Know:
The credit scores provided are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
Access helpful services and useful information to help you take control of your credit report, and better protect yourself from identity theft and fraud.
Enacted in 2018, the California Consumer Privacy Act creates new consumer rights regarding access to, deletion of, and selling of personal information to 3rd parties.
DO NOT SELL MY PERSONAL INFORMATION | LEARN MORE
COVID + Credit: Financial Resources
The pandemic has upended the global economy, disrupted our personal lives and finances. Learn how decisions you make and actions you take can impact your credit and your family’s financial life.
Credit can be complicated. But it doesn't have to be. Learning responsible credit behavior can set you up to reach your goals. Find out what's in your Equifax credit report, how your credit scores are calculated, and how to get on track in your credit journey.
Life is a series of milestones, and when it comes to finances, knowledge is your most valuable asset. If you're planning to buy a home, purchase a car, or take out a loan, find out what potential lenders are looking for.
Prepare for a large purchase
Find out how identity theft happens, and whether you or your loved ones may be at risk. Learn how to better protect your identity, and what you should look out for. And if you've been the victim of identity theft, find out what you can do immediately to begin the recovery process.
Q.How do I place, temporarily lift, or permanently remove a security freeze?
Placing, lifting and removing a security freeze is free. You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report in several ways.
Online, by creating a  myEquifax  account. You can check the status of your security freeze through your myEquifax account as well.
By phone. Call us at (888) 298-0045. You’ll be required to give certain information to verify your identity. You'll also have the option to receive a one-time PIN by text message or answer questions based on information in your Equifax credit report for identity verification. 
By mail. Please download  this form  for instructions and mailing address. If you are requesting to temporarily lift or permanently remove a security freeze via mail, you’ll need to provide documents to validate your identity and address.  Read more about acceptable documents here . After we receive the request and verify your identity, you will receive confirmation.
To place, temporarily lift or permanently remove a security freeze on your Experian or TransUnion credit reports, please contact them directly.
Q.How do I place a fraud alert or active duty alert?
Placing a fraud alert on your credit reports is free.  Click here  to place an initial one-year fraud alert or active duty alert on your Equifax credit report online by creating a myEquifax account. Once your fraud alert or active duty alert is placed, you can also check its status through myEquifax.
You can contact any of the three nationwide credit bureaus to request an initial fraud alert or active duty alert. Once you have placed an initial fraud alert or active duty alert on your credit report with one of the bureaus, that bureau will send a request to the other two bureaus to do the same, so you do not have to contact all three. 
By downloading this  form  for an initial fraud alert or an active duty alert and mailing it or submitting a written request to: 
If you have been a victim of identity theft and have a police and/or identity theft report (available at  www.identitytheft.gov ), you have the right to request a seven-year extended fraud alert on your credit reports.  To submit your request, please download and follow the instructions on the  Extended Fraud Alert form .
Q.How do I correct or dispute information on my credit reports?
If you see information on your credit reports you believe is incomplete or inaccurate, a good first step is to contact the lender or creditor directly. This is especially helpful if the information involves your name or address. Updating your personal information with lenders and creditors can help ensure the information reported to the three nationwide credit bureaus—Equifax, Experian and TransUnion – is correct.
If you need to dispute information with the credit bureaus, the fastest way to do so is online. You’ll need to file a dispute separately with each credit bureau. 
Equifax:  www.myequifax.com . New users will first need to create an account. Existing users can log in using their current credentials.
TransUnion:  www.transunion.com
To assist with your dispute, you may need to upload documents.  Please  click here  to review documents that may be helpful and, at times, required. 
Click here  if you would prefer to dispute information via mail or phone.  
Visit www.annualcreditreport.com to get a free copy of your credit reports every week from each of the three nationwide credit bureaus (Equifax, Experian and TransUnion)  - available through April, 2021.
Create a  myEquifax account  to get free Equifax credit reports .  
From your myEquifax account, you can also click "get my free credit score" to enroll in  Equifax Core Credit™ and get  a free monthly Equifax credit report and a free monthly VantageScore credit score based on Equifax data. A VantageScore is one of many types of credit scores. 
For  www.annualcreditreport.com , you can also order credit reports by phone or mail:
Phone: Call (877) 322-8228. You will go through an identity verification process over the phone, and your Equifax credit report will be mailed to you within 15 days.
Mail: Download the  annual credit report request form  (requires an Adobe viewer). Print and complete the form, and mail the completed form to:
Q.What is a security freeze?
A security freeze is one step you can take to help prevent access to your Equifax credit report to open new credit accounts, with certain exceptions.  
Security freezes are federally regulated, and a security freeze must be temporarily lifted or permanently removed each time you apply for new credit.  Click here  to learn more about how to place, temporarily lift, or permanently remove a security freeze on your credit reports.
Placing, temporarily lifting and permanently removing a security freeze (also known as a credit freeze) on your Equifax credit report is free. 
To freeze your credit reports at the other two nationwide credit bureaus, you will need to contact Experian ( www.experian.com/freeze ) and TransUnion ( freeze.transunion.com ).
Q.What is a fraud alert?
A fraud alert is a notice on your credit report that alerts creditors you may be a victim of fraud, including identity theft. A fraud alert can make it harder for someone to open unauthorized accounts in your name. It encourages lenders and creditors to take extra steps to verify your identity, such as contacting you by phone, before opening a new credit account in your name or making changes to existing accounts.
 
There are two types of fraud alerts you can place on your credit report, and both are free.
•    Initial fraud alert: If you believe you are or may become a victim of fraud or identity theft, you may place an initial fraud alert on your credit report. An initial fraud alert remains on your credit report for one year, unless you choose to remove it sooner, and can be renewed for additional one-year periods.
•    Extended fraud alert: If you have a police report or a Federal Trade Commission Identity Theft Report showing you’re a victim of identity theft, you may place an extended fraud alert on your credit report. An extended fraud alert remains on your credit report for seven years unless you choose to remove it sooner.  Click here  for the extended fraud alert form. 
You can contact any of the three nationwide credit bureaus to request a fraud alert. Once you have you placed a fraud alert on your credit report with one of the bureaus, that bureau will send a request to the other two bureaus to do the same, so you do not have to contact all three.
To learn about the difference between fraud alerts and security freezes,  click here .   
We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: companies like Equifax Global Consumer Solutions, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you.  To opt out of such pre-approved offers, visit  www.optoutprescreen.com .
The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax, Inc., or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
WebScan searches for your Social Security Number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10 medical ID numbers. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded.
In connection with various settlements, Equifax is making at least six additional free Equifax credit reports each year available online to U.S. consumers on annualcreditreport.com until December 31, 2026. These reports are included in the free weekly Equifax credit reports currently offered on annualcreditreport.com through April 2021.
Copyright 2021 Equifax, Inc. All rights reserved Equifax and the Equifax marks used herein are trademarks of Equifax Inc. Other product and company names mentioned herein are the property of their respective owners.


Learn what to do if you get an internet scanning alert through your Equifax product.